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Investors Guide

Tax Efficient Investing

The UK government provides a number of tax-efficient investment schemes for savers and investors.  Find out more about how these schemes can make a positive impact to your portfolio.

Tax Efficient Investing

Discover 6 of the Most Tax Efficient Investment Wrappers Available

The Seed Enterprise Investment Scheme (SEIS) and Enterprise Investment Scheme (EIS) are two investment wrappers provided by the UK government to encourage investment into early stage companies by providing an array of tax reliefs.

From 50% income tax relief via the SEIS to capital gains tax deferral relief via the EIS (alongside all returns being exempt from income tax, capital gains tax and inheritance tax) both schemes can help investors to maximise returns and minimise risk with their venture capital investments into eligible companies.

But whilst two of the most well-known in the alternative investment space, if we look wider at tax efficient wrappers within the UK savings and investment space, it is also helpful to note that individuals have access to four more - VCTs, the ISA, and SSAS and SIPP pensions.

With all providing a generous level of tax reliefs and incentives, understanding the role and potential of each can be crucial to ensuring you are saving and investing in the most tax efficient manner each year.


Seed Enterprise Investment Scheme

Designed to support investment into very early stage companies by mitigating some of the downside risk with generous tax reliefs, notably 50% income tax relief on the value of your investment.


Enterprise Investment Scheme

As the older sibling of the SEIS, the Enterprise Investment Scheme provides an array of tax reliefs and incentives across income tax, capitals gains and inheritance tax to investors investing into young companies.


Venture Capital Trusts

As funds listed on the London Stock Exchange, investors can purchase shares into VCTs which in turn make venture capital investments into early stage companies, offering investors numerous tax reliefs.


Individual Savings Account

Whilst the name longer does this method of tax efficient investing justice - today there are five separate products within the ISA family, with two investment products rather than savings - the ISA provides investors with a £20,000 annual tax-free allowance.


Small Self Administered Scheme

A form of defined contribution pension that allows up to 12 members greater control over how and where their pension funds are invested, all of the standard pension tax reliefs are accessible, but with considerably greater opportunities available.


Self Invested Personal Pension

A pension wrapper that gives you greater control over your investments, similar to a SSAS, SIPP pensions afford investors with all of the standard pension tax reliefs whilst allowing a greater variety of assets to be held.

Minimise Risk. Maximise Returns.

Our Latest Opportunities

Tax Efficient Investment Opportunities

Wherever possible we wrap our investment opportunities in the SEIS or EIS. Whilst not possible for all companies - some sectors are excluded - we aim to provide our network of experienced investors with access to a number high quality, carefully selected EIS or SEIS eligible investment opportunities each year.


Business Finance Market

Type Equity
Sector Finance & Payments
Target Sought £150,000
Funds Raised £225,000

Type Equity
Sector SaaS
Target Sought £150,000
Funds Raised £170,000

Growth Capital Ventures

Type Equity
Sector Fintech & Banking
Target Sought £1,000,000
Funds Raised £1,290,410

Growth Capital Ventures

Type Equity
Sector Fintech & Banking
Target Sought £500,000
Funds Raised £561,000


Type Equity
Sector SaaS
Target Sought £2,500,000
Funds Raised £2,624,694


Type Equity
Sector SaaS
Target Sought £300,000
Funds Raised £1,150,000

Intelligence Fusion

Type Equity
Sector SaaS
Target Sought £400,000
Funds Raised £556,800


Type Equity
Sector SaaS
Target Sought £150,000
Funds Raised £303,000

The Benefits

7 Key Benefits of Tax Efficient investing

From saving for later life to reducing your tax bill and positively contributing to the UK's thriving startup landscape, investing tax efficiently can pose a host of benefits for investors keen to minimise risk and maximise returns, and understanding how they work is key to utilising them.


With certain wrappers allowing you to claim back up to 50% of your investment off your income tax, your target returns you could be increased notably.


Through the likes of SEIS and EIS offering tax benefits such as loss relief, should an investment not achieve positive returns, investors can offset any losses against their inheritance tax or capital gains tax bill.

Tax Bills

By claiming back potentially significant sums of your investments through benefits like 50% income tax relief, you have the ability to cut your tax liabilities considerably.

for Later Life

Pension wrappers such as SIPPs and SSASs give investors greater control over where their pensions are invested, providing access to a diverse range of alternative investments.


Targeting varying degrees of risk and return, and existing across a broad range of asset classes and industries, tax efficient investments can play a key role in a diversified portfolio.


Residing in the alternative investment space, tax efficient investments are often more resistant to the high market volatility traditional investments arprone to. 


Whether it's funding the next wave of transformative startups or regional housebuilders, tax efficient investments can generate long term, positive impact effectively.

Portfolio Diversification.
Superior Returns.

Free Investor Guide

An investor's guide to tax efficient investing

Providing an insight into the tax efficient investment options accessible to UK investors, our free guide is a useful introduction to the schemes and wrappers that can help you maximise returns and minimise risk when investing into early stage companies.


Answer your tax efficient investing related queries

Should you have any further questions on tax efficient investing, venture capital or anything at all surrounding what we offer at GCV, you can contact us at any point - but we've provided a selection of frequently asked questions below.

  • Whilst tax efficient investments can be advertised across a range of mediums, promising varying results, it can be beneficial to form the basis of your investment sources from well-researched, reputable, proven co-investment platforms or investor networks.

  • Tax efficient investments can come in the form of a range of asset classes, target varying degrees of risk and return and be based across a range of industries and geographies. Consequently, assessing your personal investment goals and which alternative investment aligns with them is crucial - whether that be SEIS-eligible startup investments aimed at ultra-high growth, or fixed term property bonds centred around steady, forecasted repayments.

  • Where a wide range of information on tax efficient investing is readily available at the touch of a button, ensuring sources are up to date, unbiased and accurate can be a crucial task when researching the ever-evolving tax efficient investing landscape  - why not try the GCV Invest content library as a starting point?

  • GCV offer experienced investors the opportunity to invest in carefully researched early-stage businesses with high growth potential.


    We specialise in opportunities that are SEIS and EIS qualifying, offering investors generous income tax reliefs of between 30% and 50% when making the investment and no capital gains tax on investment profits at realisation stage.

Driving Growth.
Creating Value.
Delivering Impact.

Backed by

Growth Capital Ventures (GCV) is backed by funds managed by Maven Capital Partners, one of the UK’s leading private equity and alternative asset managers.